Life Insurance:
Whether you need insurance for income replacement, estate preservation or charitable giving. We can analyze your need and find the best coverage available for your situation, budget and time line.
Disability:
What would happen if your income suddenly stopped because you were too sick or injured to work? What if you couldn't for months - or even years? Disability income insurance can provide monthly income to help maintain your standard of living . Can be customized to fit your particular situation. Help you retain independence and dignity without burdening others. And also can help keep your dreams and goals for the future intact.
Long Term Care
People who think that long-term care is just about nursing homes, quiet solitude and the gentle passage of time, couldn't be more misinformed. Long-term care includes a range of services that help people with the tasks of everyday life, like taking a shower or dressing. Care may be provided in a number of different ways and settings, from home health care to assisted living facilities and nursing homes. It can also include adult day care. Providers range from homemakers to registered nurses and therapists.
Buy-Sell Insurance
One of the best ways to assure the continuation of your business in the event of a partners death is the use of Buy/Sell Insurance. Many businesses obtain this type of insurance as a form of business protection or business insurance. This type of insurance is generally accompanied by a buy/sell agreement that requires any surviving partner(s) to purchase the remainder of the business in the event of partners death.